BOATING RESOURCES
BOAT INSURANCE  
Coverage options for boating insurance are similar to that of auto insurance. There are a variety of coverage options you can obtain such as:

  • Physical Damage Coverage

  • Watercraft Liability Coverage

  • Medical Payments Coverage

  • Emergency services coverage

  • Coverage for personal effects


  • There are also additional coverage options that you can learn about by either asking your current auto insurance agent or by learning about it online.
    Though there are currently no federal or state laws requiring boat insurance in the United States, most boat owners would agree that insurance is a fact of boating life. Boats being used as collateral on loans usually have insurance which names the bank as the loss payee in the case of damage or destruction.
    Tips and tricks for finding the right boat insurance for your new or used boat.

    Boat insurance policies can vary widely from one company to the next, unlike home or auto insurance.

    Ask People You Know
    One way to find a great boat insurer is to ask relatives and friends who have had a boat insurance claim in the 6 months to 1 year.
    BOAT FINANCING  
    You have found the boat of your dreams, and now it's time to finance your purchase. But before you settle on a lender and sign off on a loan, there are a number of issues to consider, including loan type, available payment plans and a lender's reputation.

    Although it is tempting to choose a loan based only on interest rates, make sure you compare all aspects of a loan before accepting an offer.
    BOAT RESOURCES  
    For most novice mariners, the thought of boat docking can cast a pall over an otherwise great day on the water. If you dread docking your boat, you're not alone; bur cheer up. It's not a hard as it seems at first.

    The first order of business is to assess the overall situation.
    The best place to turn in order to determine how to perform pre-season maintenance on your boat is the owner's manual. If you are like me you never received a manual with your used boat purchase or maybe you have just misplaced the manual and are sure to find it again in the winter.
    WINTERIZE YOUR BOAT TO HELP REDUCE SPRINGTIME HEADACHES AND EXPENSES

    With the breaking of the weather for much of the US, the time has come to tuck your boat in for its winter slumber. Much like a bear gets ready before their winter hibernation, the same principles apply to your boat.
    An In Depth Look
    From Jim Shepard, Your Guide to Powerboating. About.com

    Soon, many boat owners, myself included, need to face the ugly fact that it will be necessary to winterize our boats against the icy blasts of a long winter in the Northern climes. Whether to suffer the slings and arrows of outrageous labor costs or do it yourself becomes a hot topic of debate.
    Getting a boat surveyed is not something that we do every day. Sometimes it
    takes extra time to make sure it is done right. You will want to ask other
    boaters who has had their boat surveyed. Finding the right surveyor is very
    important. You should only use a surveyor that knows the type of boat that
    you have.
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