ccording to the National Marine Manufacturers Association (NMMA), the average boater owns five boats in there lifetime. This is a great fact, because as boaters go through life, they evolve. Maybe starting with a small open fishing boat in their single 20's, move up to a cabin cruiser to woo their new found love, up to the full blown family boat, then the 2nd smaller boat for the kids to hang out on in their teens, and finally sell it all and get back in an 20-something foot boat so you can take those quiet boat trips.

Coverage options for boating insurance are similar to that of auto insurance. There are a variety of coverage options you can obtain such as:

Physical Damage Coverage

Watercraft Liability Coverage

Medical Payments Coverage

Emergency services coverage

Coverage for personal effects

There are also additional coverage options that you can learn about by either asking your current auto insurance agent or by learning about it online.

Getting a boat surveyed is not something that we do every day. Sometimes it
takes extra time to make sure it is done right. You will want to ask other
boaters who has had their boat surveyed. Finding the right surveyor is very
important. You should only use a surveyor that knows the type of boat that
you have.

The best place to turn in order to determine how to perform pre-season maintenance on your boat is the owner's manual. If you are like me you never received a manual with your used boat purchase or maybe you have just misplaced the manual and are sure to find it again in the winter.

When financing a boat purchase, it is essential to know some key pointers in the world of "Boat Financing 101". These pointers can save you thousands of dollars, protect your credit rating, and prevent you from sailing away with a boat that could sink you both financially and physically! Here are five tips that the savvy boat purchaser must know before signing on the bottom line of boat loan.

1.

WINTERIZE YOUR BOAT TO HELP REDUCE SPRINGTIME HEADACHES AND EXPENSES

With the breaking of the weather for much of the US, the time has come to tuck your boat in for its winter slumber. Much like a bear gets ready before their winter hibernation, the same principles apply to your boat.