BOATING RESOURCES
BOAT INSURANCE  
Coverage options for boating insurance are similar to that of auto insurance. There are a variety of coverage options you can obtain such as:

  • Physical Damage Coverage

  • Watercraft Liability Coverage

  • Medical Payments Coverage

  • Emergency services coverage

  • Coverage for personal effects


  • There are also additional coverage options that you can learn about by either asking your current auto insurance agent or by learning about it online.
    Though there are currently no federal or state laws requiring boat insurance in the United States, most boat owners would agree that insurance is a fact of boating life. Boats being used as collateral on loans usually have insurance which names the bank as the loss payee in the case of damage or destruction.
    Tips and tricks for finding the right boat insurance for your new or used boat.

    Boat insurance policies can vary widely from one company to the next, unlike home or auto insurance.

    Ask People You Know
    One way to find a great boat insurer is to ask relatives and friends who have had a boat insurance claim in the 6 months to 1 year.
    BOAT FINANCING  
    When financing a boat purchase, it is essential to know some key pointers in the world of "Boat Financing 101". These pointers can save you thousands of dollars, protect your credit rating, and prevent you from sailing away with a boat that could sink you both financially and physically! Here are five tips that the savvy boat purchaser must know before signing on the bottom line of boat loan.

    1.
    Boat Financing Tools
    BOAT RESOURCES  
    The best place to turn in order to determine how to perform pre-season maintenance on your boat is the owner's manual. If you are like me you never received a manual with your used boat purchase or maybe you have just misplaced the manual and are sure to find it again in the winter.
    Getting a boat surveyed is not something that we do every day. Sometimes it
    takes extra time to make sure it is done right. You will want to ask other
    boaters who has had their boat surveyed. Finding the right surveyor is very
    important. You should only use a surveyor that knows the type of boat that
    you have.
    Although it could be argued that the advent of the Global Positioning System (GPS) has made the old piloting and navigation systems such as Loran, the sextant and even the compass obsolete, most experienced sailors aren't quite ready to put the older systems in a glass case labeled "Nautical Curiosities".
    You've decided its time to buy a boat, looked at new and used boats, found one you liked and purchased same. Now what? Jump out on the lake and go for a cruise, right? Not so fast skipper! Where are you going? How will you get there? Is there anything out there that could put a nasty hole in your latest acquisition? These are questions you need answered before you sail off into the sunset.
    For most novice mariners, the thought of boat docking can cast a pall over an otherwise great day on the water. If you dread docking your boat, you're not alone; bur cheer up. It's not a hard as it seems at first.

    The first order of business is to assess the overall situation.
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    MONTHLY POLL
    Between April 1st and October 1st, how many days will you be on your boat?
    All depends if I sell my boat or not.
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